ACH Payment Canceled

Here’s another classic example that preys on our growing reliance on electronic payments. Of course, if you suspect that there’s an issue with an electronic payment, you should contact your bank(s) and inquire if they’ve had a problem processing an electronic payment.

This phishing scam looks real, with a real-looking URL, color blocks (in an email reader capable of displaying color), a nearly correct address for NACHA (The company that handles the majority of US online banking transactions. They got the street right, but the wrong building number.), the correct phone number, etc.

But look carefully, and you’ll see some suspicious signs:

• A message received on October 18, but sent on August 3?
• Hover your mouse over the link and you’ll see that the link does NOT go to nacha.org, but to a totally different address. The purpose: get you to click on the link and provide your banking information to a nefarious individual.
• The alleged link misspells “details.”
• The email was sent to an old email address for the recipient–an address not in use for over 2 years.

Delete it.