Financial Literacy

Financial literacy is the understanding of how money works and how to manage personal finances. It is an essential part of planning and paying for post-secondary education. Providing information on money management, handling credit and debt, and information on consumer protection are also essential parts of learning.

A big part of student success while in school and once you graduate is understanding how to obtain credit, understanding your credit score, paying back student loans, budgeting, creating an emergency fund and most importantly not being afraid of dealing with these personal financial responsibilities.

Understanding your finances, and having the ability to pay back your student loan debt while also having a secure financial future does not have to be a scary issue or confusing task. Within this site we have put together relevant content that answers most questions regarding your student loan debt and how to manage your finances while in school and after graduation.

The University of Delaware Student Financial Services has collaborated with “Cash Course” to provide you with tools and resources that will enable you to take charge of your finances and to understand your financial responsibilities.

CashCourse is your real-life guide to taking charge of your money.   CashCourse provides online personal finance tools to help you build real-life-ready financial skills. Students at more than 800 schools across the country use CashCourse, and here’s why:

  1. It’s easy to use. CashCourse offers you a customizable set of tools so you can make decisions that fit your life.
  2. It’s free from commercial ties. You can trust that the information on CashCourse is independent and noncommercial, and that they will never try to advertise any products or services to you.
  3. It’s 100% FREE. They’re independently funded by the National Endowment for Financial Education® (NEFE®), so CashCourse won’t cost you a penny—ever.

Access Cash Course

  1. Go to
  2. Look for “Students” and select register now.
  3. Follow the set-up instructions and Accept the Terms and Conditions.
  4. Look for the instructor name “Carla Lord-Powalski” in the drop-down.
  5. Select the course you were assigned to take.
  6. Once you have access to the site you may take as many courses as you like and utilize any of the resources provided on the site.

Scholarships are gifts. They don’t need to be repaid. There are thousands of them offered every year.

Find and apply for as many scholarships as you can – it’s free money for college!

Make sure scholarship information and offers you receive are legitimate; and remember that you don’t have to pay to find scholarships or other financial aid.