Insurance for Students

Student Health Insurance Plan

The University believes student wellness is essential to academic progress and wants to ensure all students have health insurance coverage.  Therefore, the University sponsors a Student Health Insurance Plan (UD Plan) that offers benefits for covered medical expenses at a relatively low cost for single students.  Coverage is also available for a student’s spouse, civil union spouse, and/or dependent children at an additional charge.

The UD Plan covers medical expenses not provided by the required Student Health Services Fee.  Depending on the student’s status, he/she may either: (1) be required to buy the UD Plan or complete a waiver form (i.e. Mandatory Students); or (2) be able to buy the UD Plan on a voluntary basis (i.e. Voluntary Students and Post-Doctoral Fellows.)  Please visit University Health Plans to determine which category applies to your student status.

The University’s 2015-2016 and 2016-2017 student health insurance provider is Highmark Blue Cross Blue Shield of Delaware, and the plan is administered by University Health Plans (UHP).  Students may visit the UD Plan web portal at University Health Plans to view a full plan description, plan benefits, exclusions, limitations, and terms of coverage.

Health insurance information for graduating students and dependents is available on the University Health Plans website.

2016 – 2017 Rates for Annual Coverage

2017 – 2018 Rates for Annual Coverage

Click here to follow links to enroll into or waive out of the UD Plan.

Dental and Vision Plans

For information about the University-sponsored dental and vision plans, visit University Health Plans, choose your student status and then click on “Optional Plans” which is found on the left hand side.  Enrollment in these plans is completely voluntary, is not based on Student Health Insurance Plan enrollment, and is open to all matriculated students, postdoctoral fellows, and their eligible dependents.

Fraternity/Sorority Insurance

The national fraternity/sorority must have at least $1 million of general liability insurance for the chapter to be recognized. A copy of a certificate of insurance from the national fraternity/sorority must be forwarded to the Office of Risk Management annually.  The University of Delaware must be the certificate holder and an additional insured on the policy and this coverage must be evidence by a certificate of insurance and/or a copy of the endorsement. The certificate must also document that this insurance provides primary coverage for the University for claims arising out of the chapters’ actions.

For the full Freedom of Association Policy, please refer to the following link: http://www.udel.edu/usc/policy_index.html.